Head, SME Unit

Job Description

Position: Head, SME Unit

Location: Maryland, Lagos.

Role Overview:
Lead and manage SME Unit, driving growth, ensuring efficient delivery of SME products, maintaining portfolio quality, and managing operational activities in line with regulatory and internal standards.

Key Responsibilities:

• Oversee SME operations, including account onboarding, loans, repayments, and portfolio monitoring.
• Ensure compliance with CBN regulations, internal policies, and AML/KYC requirements.
• Drive SME client acquisition, retention, and business support initiatives.
• Review and improve SME workflows, processes, and digital solutions.
• Prepare performance and portfolio reports, supporting audits and management reviews.
• Lead, mentor, and manage SME staff while collaborating with Operations, Risk, Finance, and IT teams.

Requirements:

• Bachelor’s degree in Banking & Finance, Business Administration, Economics, or related field (MBA preferred).
• 8–12 years in banking/microfinance with at least 3–5 years in a managerial role.
• Strong knowledge of SME lending, portfolio management, and microfinance operations.
• Leadership, risk management, and client relationship skills.
• Experience with core banking systems and regulatory compliance.

Interested and qualified candidates should send their CVs to [email protected] using the job title as the subject of the email.